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Online Payment

Online Payment Gateway is LIC’s initiative to provide you with on demand service within a few clicks! You can now have many of the functionalities that were available only at a branch office, online at your fingertips.

The payment gateway (PG) initiative is an important component of the offer. It provides for real-time payment of renewal premium-dues through the portal. This functionality is available only to registered customers who have enrolled their policies.

Registered Users/ Agents/ Development Officers/Branch login here for the Portal Services :

Make premium payment for your enrolled policy using NetBanking or Debit/Credit Cards

Pay Premiums without Login using Policy Details

Enter Policy Details and Pay using NetBanking or Debit/Credit Cards.

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You can pay LIC premiums using Net Banking accounts with any of the following banks:-

This facility is available for all non-ULIP policies.

Now the payments can be made using VISA/Master Credit Card (Domestic Only) with some convenience charges.

Here’s a simple step-by-step guide on how you can go about using this facility:

  1. Once you have enrolled your policy(s), you can click on the link ‘Pay Premium Online’ to see a list of policies whose premium is due.
  2. You have a choice to select the policies for which you want to pay premium.
  3. You will be directed to a page where you can choose from multiple banks for payment and will be directed to the login page of the selected bank. It is essential that you have a net banking account with at least one of these banks.
  4. At the bank site you will need to login with your net banking username/password. On successful login, the total amount to be paid by you towards LIC will be displayed.
  5. Please verify your balance (displayed) and confirm the transaction to the bank. Simultaneously successful/unsuccessful transaction message will be flashed.
  6. On successful transaction, a digitally signed e-receipt will be generated and e-mailed to you. In case of an unsuccessful transaction you will be informed and the reason thereof.
  7. For detailed documentation on how to verify the digital signature on the e-receipt, click here.
  8.  For installation of root certificate, you need to download the RCAI-Class3.p7b file and import the same as per e-receipt verification documentation (eReceipt_Verification_Help.pdf).
    Click here to download the RCAI-Class3.p7b file.
  • » There is no further registration involved at the service provider end.
  • » There is no time lag from the date of payment to obtaining receipts.
  • » It is also a secure arrangement, as the policy data is not shared between LIC and Banks over net as only the amount to be paid is encrypted and transported. The login id at both the sites (LIC and Bank) is known only to you.
  • » And above all there is no charge for you to avail this service.