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Home » Products » Withdrawn Plans » Jeevan Nischay » Benefit Illustration
Benefit Illustration

Benefit Illustration

Statutory warning :

“Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your Insurer carrying on life insurance business. If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.”

BENEFIT ILLUSTRATION :

                       
                UIN  :  
512N258V01
 
                       
Age of LA (Yrs.) 35   First Year Death Benefit 125000  
Term (Yrs.) 10   Subsequent years Death Benefit 44674        
Single Premium 25000   Maturity SA 44674  
                       
                       
End of  Premium paid   Benefit payable on death during the year         Benefit on Survival / Maturity at the end of year    
Year during the   Variable   Total (Guaranteed + Variable)     Variable   Total (Guaranteed + Variable)  
  year Guaranteed Scenario 1 Scenario 2 Scenario 1 Scenario 2 Guaranteed Scenario 1 Scenario 2 Scenario 1 Scenario 2
                       
1 25000 125000 0 0 125000 125000 0 0 0 0 0
2 0 44674 0 0 44674 44674 0 0 0 0 0
3 0 44674 0 0 44674 44674 0 0 0 0 0
4 0 44674 0 0 44674 44674 0 0 0 0 0
5 0 44674 0 0 44674 44674 0 0 0 0 0
6 0 44674 0 0 44674 44674 0 0 0 0 0
7 0 44674 0 0 44674 44674 0 0 0 0 0
8 0 44674 0 0 44674 44674 0 0 0 0 0
9 0 44674 0 0 44674 44674 0 0 0 0 0
10 0 44674 0 8935 44674 53609 44674 0 8935 44674 53609
                       
                       
Age of LA (Yrs.) 35   First Year Death Benefit 125000  
Term (Yrs.) 5   Subsequent years Death Benefit 32291        
Single Premium 25000   Maturity SA 32291  
                       
End of  Premium paid   Benefit payable on death during the year         Benefit on Survival / Maturity at the end of year    
Year during the   Variable   Total (Guaranteed + Variable)     Variable   Total (Guaranteed + Variable)  
  year Guaranteed Scenario 1 Scenario 2 Scenario 1 Scenario 2 Guaranteed Scenario 1 Scenario 2 Scenario 1 Scenario 2
                       
1 25000 125000 0 0 125000 125000 0 0 0 0 0
2 0 32291 0 0 32291 32291 0 0 0 0 0
3 0 32291 0 0 32291 32291 0 0 0 0 0
4 0 32291 0 0 32291 32291 0 0 0 0 0
5 0 32291 0 3229 32291 35520 32291 0 3229 32291 35520
                       
          35150 1406          
                       
                       
Age of LA (Yrs.) 35   First Year Death Benefit 125000  
Term (Yrs.) 7   Subsequent years Death Benefit 36468        
Single Premium 25000   Maturity SA 36468  
                       
                       
End of  Premium paid   Benefit payable on death during the year         Benefit on Survival / Maturity at the end of year    
Year during the   Variable   Total (Guaranteed + Variable)     Variable   Total (Guaranteed + Variable)  
  year Guaranteed Scenario 1 Scenario 2 Scenario 1 Scenario 2 Guaranteed Scenario 1 Scenario 2 Scenario 1 Scenario 2
                       
1 25000 125000 0 0 125000 125000 0 0 0 0 0
2 0 36468 0 0 36468 36468 0 0 0 0 0
3 0 36468 0 0 36468 36468 0 0 0 0 0
4 0 36468 0 0 36468 36468 0 0 0 0 0
5 0 36468 0 0 36468 36468 0 0 0 0 0
6 0 36468 0 0 36468 36468 0 0 0 0 0
7 0 36468 0 5470 36468 41938 36468 0 5470 36468 41938

 

Life Insurance Corporation of India – Corporate Office : Yogakshema Building, Jeevan Bima Marg, P.O. Box No – 19953, Mumbai – 400 021 IRDAI Reg No- 512
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