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  • प्रशिक्षु विकास अधिकारियों की भर्ती के लिए मुख्य परीक्षा की तिथि को 08.04.2023 के स्थान पर 23.04.2023 को संशोधित की गई है।     नोटिस - भर्ती से संबन्धित झूठी खबरे     प्रिय पॉलिसीधारक, कृपया आपका बैंक खाता विवरण (NEFT) एलआईसी को तुरंत प्रस्तुत करें - फॉर्म डाउनलोड करने के लिए क्लिक करें     उत्पादों के संयोजन के बारे में जनता को नोटिस     " 'ASKLIC' के लिए एसएमएस के माध्यम से अपनी नीति विवरण पता (ASKLIC प्रीमियम / ऋण / बोनस / रिवाइवल / नामांकन) और 9222492224 पर भेजे "     'आम आदमी बीमा योजना' - विवरण के लिए क्लिक करें     नकली कॉल से सावधान रहें - क्या करें और क्या न करें     " धोखाधड़ी भर्ती विज्ञापन: खबरदार ...! "     सभी एलआईसी पॉलिसीधारक / ग्राहको के लिए महत्वपूर्ण सूचना     पॉलिसीधारक, कृपया आपके बैंक खाता विवरण (एनईएफटी) प्रस्तुत करे - एनईएफटी फॉर्म डाउनलोड करने के लिए यहाँ क्लिक करें     "कालातीत पॉलिसियों के पुनर्चलन के लिए 17-08-2022 से 21-10-2022 तक विशेष पुनर्चलन अभियान"     
  • Home » उत्पाद » वापस ली गयी योजनाएं » LIC's Jeevan Nischay (UIN No. 512N258V01)

    LIC's Jeevan Nischay (UIN No. 512N258V01)

    Sales Brochure(751 KB)

    LIC’s JEEVAN NISCHAY TABLE NO. 199  (UIN : 512N258V01)

    LIC's Jeevan Nischay is a single premium closed ended plan designed exclusively for our valuable policyholders like you who have at least one in force risk bearing policy with us accepted at our standard rate. You may choose the premium amount you wish to pay and the sum payable on maturity (Maturity Sum Assured) will depend on the premium amount, your age and the term selected.


    1. Eligibility Conditions 
    Maximum age at entry
    50 years (nearest birthday)
    Policy term
    5, 7 and 10 years
    Minimum Single Premium     
    Rs. 10,000/-
    Maximum Single Premium
    Rs. 10,00,000/-


    (Premium shall be in multiples of Rs.1,000/-) Maximum Basic Sum Assured (First Year Death Benefit) : Lower of- Rs. 50,00,000, and 50% of total Sum Assured (total death benefit) under all existing in force policies 

    2.Incentive for high Premium Paid
    If your premium amount is Rs. 25,000 or more, you will receive higher maturity sum assured due to available incentive.

    You can avail loan under this plan after completion of one policy year.

    4.Surrender Value
    You may surrender the policy after it has run for at least one year. The Guaranteed Surrendered Value will be equal to 90% of the Single premium paid excluding the extra premium, if any. Corporation may however pay Special Surrender value as applicable on the date of surrender provided the same is higher than the guaranteed surrender value.

    Suicide: This policy shall be void if the Life Assured commits suicide (whether sane or insane at that time) at any time within one year from the date of commencement of risk and the Corporation will not entertain any other claim by virtue of this policy except to the extent of a maximum of (i) 90% of the Single Premium paid excluding any extra premium paid, or (ii) third party's bonafide beneficial interest acquired in the policy for valuable consideration (but limited to the death benefit available under this policy) of which notice has been given in writing to the branch where this policy is being presently serviced (where the policy records are kept) at least one calendar month prior to death.

    6.Cooling Off Period
    If you are not satisfied with the Terms and Condition's of the policy, you may return the
    policy to us within 15 days.